You will need to pay Mid-Rivers Equine Centre and then submit the paid invoices to your insurance company for reimbursement.
It depends on the policy you have. If your policy is only a mortality policy then the answer is probably no. You will need to have a major medical or surgical rider along with your equine mortality policy.
It is very important understand major medical with or without a surgical rider may have benefit limits. Your horse’s colic surgery cost may exceed the policy benefit and you will become responsible for the shortfall.
While every colic case is as individual as your horse, a typical colic surgery (including the hospital stay) will range in cost from $5,000 – $8,000. When purchasing a new policy you may want to use these numbers as a benchmark for selecting coverage.